It's a serious question, I'm playing in a new world that I've been in for a while now, and this time around, I resolved that if I lost anything legitimately, then I wouldn't cheat it in.
And then I inadvertently thew my tool bag away (probably when I pulled a tool out, and put it in the slot on the inventory bar which said tool bag was currently occupying). Now, most of the stuff that was in there wasn't expensive, I had some stone tools etc, but some of it was quite a bit pricey, so I broke my rule and refunded myself the relevant stuff.
Do others do this as well? I have lost some stuff through dying etc which I haven't refunded, and as a result, I'm taking a lot more care in general, but I'm still not playing 100% strict. At the end of the day, I'm playing for fun, and if the odd refund stops me from rage quitting, then I'll do it.